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What You Should Know About Bank Mortgages; What You May Not Know

 

In Massachusetts and nearby, consumers are recognizing the benefits of working with a local bank to purchase new homes or refinance their existing properties. Over the years, Massachusetts banks have seen a “flight to quality” as homebuyers and those seeking to refinance increasingly realize that their local bank never steered off course and is still the most stable, trustworthy and reliable source for homeowner credit. This website is dedicated to making the mortgage-shopping process easier. You’ll see a great list of links to online mortgage opportunities at local banks below. But first . . .

It is no secret that the mortgage business has changed dramatically over the last few years. It’s been a little rocky to say the least, with big national mortgage companies and brokers of ill repute doing some damage. However, that has not been the case at local banks. Our local banks never engaged in shaky lending practices and have always taken a customer-centric approach. Now, given the need, local banks are building advice-driven, strong, and trust-worthy relationships with new and existing customers.

If you qualify for a mortgage from a local bank there has never been a better time to search for that perfect home or refinance your existing mortgage. Interest rates are still at historic lows, and there are a number of affordable homes available for sale in the current market, even as the market heats up.